Equifax Dispute — Method Of Verification Report

5 min readMar 8, 2021


Learn how to ask Equifax for the method of your report verification, an easy step-by-step guide.

If you have sent any kind of dispute letter to Equifax before, then it is quite understandable that you might face confusion, or be totally blank about what to expect next. It is quite easy, but the thought of going through extensively complicated processes might make you rethink your decision.

See on YouTube: https://www.youtube.com/watch?v=bxPZVdaazRA

Not sure how to ask Equifax for the method of your report verification, then do not worry. We will guide you on how to send such a request in an easy and time-saving way. All you have to do is follow this sample form link https://pdf.ac/7y9ttc and fill it in with the relevant details as described below.

Personal Details

Start filling up your form by entering your personal information first.

● At the top, write down your First and Last name. Example: John Doe;

● Then enter your Current Address — keeping in mind that this address must be the same as the one mentioned in your ID or Driver’s License:
Address Line 1: 123 Example Street, Unit 1
Address Line 2: New York, NY 12345

● Then choose your Document Date. This implies the date on which you are filling the form;

● Now scroll down and once again enter your First and Last Name in the same way as you did above;

● Then, input your Social Security Number (e.g. 123–45–6789);

● Enter your correct Date of Birth: 10/30/1975;

● Then once again, enter your Current Address, this time in a single line (e.g: 123 Example Street, Unit 1, New York, NY 12345);

● Now, enter your Phone Number (e.g: 123-456-7890) and your Email address: example@example.com;

● On the same page, where the letter is ending, under ‘Sincerely’, you need to enter your First and Last Name again.

Proofs of Identification

In the next section, you are required to submit two different forms of identification documents. You can upload your ID or Driver’s License on the left-side ‘Upload’ section. On the right side, upload your Social Security Card.

Please scroll down. You will come across the Notary Section. Here, you will enter your First and Last Name again.

Details of Disputed Items

Now scroll down to the fourth page, ‘Exhibit C’. You can start adding all the details that you have regarding your disputed items. Here is how you can fill in the table provided:

● Add ‘Creditor Example LLC’. Then, Account # 123456;

● Next, ‘Debt Collector Example LLC’. Reference # 567890;

● Then, ‘Bank Example LLC’, Unauthorized Inquiry. Date of Inquiry: 11/01/2019.

In this way, you can keep on adding details of all the items against which you want to raise a dispute.

Types of Disputed Items

Always remember that it is your legal right to dispute anything that is being reported illegally on your Equifax report. The Credit Bureau is bound to comply with your requests under the Fair Credit Reporting Act (FCRA).

Any wrong address, employer name, or any invalid information reported on your file could be disputed (e.g. 111 Example Street, Apartment 2, Miami, FL 67890, Erroneous Address).

Printing the Form

And with this, your form has been filled and is ready for submission. It is important that you recheck the form once again to omit any mistakes that you might have made.

Then, click on the ‘Buy’ button to proceed with the payment details. You may now print out the form, but make sure that you have safely kept the original copy with you for record-keeping purposes. Make sure to notarize your document before mailing it.

Mail the Form

Mail the letter by USPS Certified Mail. Sending it as ‘Certified’ is best because it guarantees that the company receives it. In case you are busy and don’t have time to drive to the Post Office, you can mail by Letter Carrier online mailing service. They will mail your document and will send you its “Tracking Number” so that you may know when your document reaches its destination.

Important Reminder

However, it is very important that you keep a hard copy of the document you sign and send. Also, remember to always keep a copy of the document, certified mail receipt, payment receipt for your record.

Now that you have sent your dispute letter, you can sit back and relax. Hopefully, you wouldn’t have to face such confusion again with such an easy way to get things done your way.​​

Thank you for choosing iDispute!

Here are some resources you’d find helpful:

⚖️ CHECK IF YOU HAVE BEEN IMPACTED BY AN EQUIFAX BREACHING DATA INCIDENT HERE: https://eligibility.equifaxbreachsettlement.com/en/Eligibility

If you have been impacted, you have the right to get compensation up to $20,000.00 under Equifax Data Breach Settlement (Extended Claims Period between January 23, 2020, and January 22, 2024). Not sure how to write an Equifax Data Breach Complaint? Check this video tutorial: https://www.youtube.com/watch?v=bTnbsq3zAxY or START FILING DOCUMENT HERE: https://pdf.ac/qh6MF

📝 Online notary service: https://www.idispute.org/online-notary

📬 Mail a letter online: https://www.lettercarrier.org

📊 Professional credit repair service: https://www.fixcredit.cc

📈 Contracts, transactions, and records of them are among the defining structures in our economic, legal, and political systems. That’s why we follow blockchain technologies and launch our cryptocurrency soon. You can buy future iDispute token here: https://www.gate.io/signup/5749142

DISCLAIMER: This sample document is not intended to serve as legal counsel or advice. This sample document is intended to be used as an educational tool and readers/users are urged to retain the necessary legal counsel before implementing it. iDispute makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. iDispute makes no warranty, express or implied, and all information is provided on an as-is basis. iDispute is NOT a CPA, attorney, lender, or financial advisor. The content in this video should not be construed as tax, legal, or financial advice, etc…, and maybe outdated and/or inaccurate; it is your responsibility to verify all information yourself.